Why you should re-mortgage
- Your current deal is about to end.
- You want a better rate.
- Your home’s value has gone up…a lot.
- You’re worried about interest rates going up.
- You want to overpay & your lender won’t let you.
- You want to switch from interest-only to repayment mortgage.
- You want to borrow more.
Why you shouldn’t re-mortgage
- Your debt amount is really small
- Your early repayment charge is large.
- Your circumstances have changed.
- Your home’s value has dropped.
- You have very little equity.
- You’ve had credit problems since taking out your last mortgage.
- You’re already at a great rate.
If you fit in any of the 2 lists above come and talk to the Luxe team to look at your options. It won’t hurt to talk and find out more.